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The most traditional, government backed mortgage.
If you have 20% down this could be the way to go.
If you're a veteran or active duty, this could be the best option for you.
Buying in a rural area? This could be your best option.
Estimate your home value, find out if buying or renting is right for you, and get your local Real Estate Report Card.
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Learn home hacks, community news & tips for living your best life.
With typically stellar rates, easier credit criteria and low down payments, an FHA Loan may be just what you need to ease into ownership. Insured by the Federal Housing Administration (a government agency), FHA Loans offer easy qualification, low closing costs and low down payments — making them perfect for first-time homebuyers! An FHA Loan may also require less income to qualify.
Don’t wait for perfect credit to become a homeowner! We are here to help and to work with you to help you reach your financial goals and get you into your home. An FHA loan might be your ticket to getting there.
An FHA Streamline Refinance offers the same low-interest rate and less strict credit criteria requirement but is completed fast and often requires no appraisal. Midwest Family Lending specializes in FHA Streamline Refinancing.
Our team of mortgage experts has decades of experience in connecting families just like yours with loan options that meet their unique needs and situations.
What matters to you is important to us — and nothing more so than supporting the communities we love and serve. Because we don’t just work here….We live here too! We’re your neighbors coaching your kids’ Little League games, serving on local boards and distributing meals to those in need. We care about and support local causes that make our communities brighter each month through our MFLCares program. Check out our calendar to learn about the people and organizations making a positive impact and making the Midwest a great place to call "home."