Conventional Mortgage

Conventional Mortgage

A conventional mortgage simply refers to any mortgage loan that is not insured or guaranteed by the federal government. If you meet the credit criteria and have saved up a large enough down payment, a Conventional Loan's typically lower costs might be a great fit. 

Most conventional mortgages have either fixed or adjustable interest rates. Typical fixed interest rate loans have a term of 15 or 30 years. A shorter-term loan usually results in a lower interest rate. Thanks to dependable monthly payments that will never go up, fixed rate mortgages are a great fit for many homebuyers. 

A Conventional Loan is also an option for second homes and investment properties.

Our team of licensed home loan originators has decades of experience in connecting families just like yours with loan options that meet their unique needs and situations.

We'll help you determine which options are best for you. Contact us today to get started!

We serve YOU wherever you call "home" in IA, NE, SD & CO.


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Midwest Family Lending Corporation
Company NMLS #4622
2753 99th Street, Urbandale, IA 50322
Phone: (515) 252-7107 | Fax: (866) 424-0683

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What matters to you is important to us — and nothing more so than supporting the communities we love and serve. Because we don’t just work here….We live here too! We’re your neighbors coaching your kids’ Little League games, serving on local boards and distributing meals to those in need. We care about and support local causes that make our communities brighter each month through our MFLCares program. Check out our calendar to learn about the people and organizations making a positive impact and making the Midwest a great place to call "home."

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